Harris County’s premier program for helping low- to moderate-income families purchase their first home.
Verify Your Harris County Down Payment Assistance Eligibility
The Harris County Down Payment Assistance Program provides crucial financial support to first-time homebuyers in the area.
Offering up to $23,800 in assistance, this program is designed to reduce the barriers to homeownership by covering down payments and closing costs.
With its focus on low- to moderate-income families, the program opens doors for many residents, ensuring affordable homeownership within Harris County, Texas.
Qualifying participants also benefit from mortgage counseling services, helping them make informed decisions.
Harris County’s Down Payment Assistance Program offers eligible homebuyers up to $23,800 in financial support, covering both down payment and closing costs.
This assistance significantly reduces the upfront cost of purchasing a home, making homeownership more accessible.
Eligible applicants benefit from a forgivable loan, provided they remain in the home for a designated period.
The program is an excellent option for first-time buyers looking to secure affordable financing and long-term housing stability in the county.
To qualify for the Harris County Down Payment Assistance Program, applicants must meet specific eligibility criteria, including:
Be a first-time homebuyer or not have owned a home in the last three years.
Purchase a home within the limits of Harris County, Texas.
Meet income requirements based on household size.
Credit score must be at least 620.
Must complete a HUD-approved homebuyer education course.
Harris County Down Payment Assistance program offers a forgivable loan up to $23,800, which covers down payment and closing costs.
The loan is fully forgiven after maintaining residence for five years. Interest rates are competitive, and repayment is not required if program terms are followed.
This unique loan structure provides peace of mind to first-time homebuyers, ensuring they can focus on long-term homeownership without the stress of repayment.
Harris County, Texas is dedicated to supporting its residents through personalized guidance, local expertise, and a commitment to making homeownership more accessible.
By choosing the Harris County Down Payment Assistance Program, buyers receive more than just financial assistance—they gain a dedicated team that understands the local market and is committed to helping them secure their dream home.
